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This institution is no longer active

Operations ceased on October 1, 2025. CRA examination history below reflects the period it was active.

SUSQUEHANNA COMMUNITY BANK

WEST MILTON, PA · Supervised by FDIC

Est. 1920FDIC #8,421RSSD: FDIC-8421
Part ofSUSQUEHANNA CMTY FINANCIAL INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.01%

Institution Profile

FDIC BankFind

Address

940 High St, WEST MILTON, PA

County

Union County

Established

January 1, 1920

Total Assets

$587M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jun 2029(based on asset size)

Financial Snapshot

As of Q3 2025Call Report / FDIC

Total Assets

$587M

Total Deposits

$501M

Net Loans

$397M

Net Income

$23K

ROA

0.01%

ROE

0.09%

Risk-Based Capital

10.89%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate6.09%Peer avg: 7.63%▲ Above avg

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Branch Footprint

FDIC SOD 2025

Total Branches

7

Branch Deposits

$510M

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202419785.79%6.09%
202329585.08%6.78%
202241286.89%5.83%
202133386.19%3.90%
202038584.68%4.68%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

10 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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