🏦Bank Scorer

This institution is no longer active

Operations ceased on September 6, 2022. CRA examination history below reflects the period it was active.

STANDARD BANK, PASB

MURRYSVILLE, PA · Supervised by FDIC

Est. 1921FDIC #27,757RSSD: FDIC-27757
Part ofDOLLAR MUTUAL BCORP→ View all charters
Satisfactory Same

Current rating · Exam: June 2021

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.64%

Institution Profile

FDIC BankFind

Address

4785 Old William Penn Hwy, MURRYSVILLE, PA

County

Westmoreland County

Established

January 1, 1921

Total Assets

$996M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2021

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2022Call Report / FDIC

Total Assets

$996M

Total Deposits

$792M

Net Loans

$624M

Net Income

$3M

ROA

0.64%

ROE

4.15%

Risk-Based Capital

21.56%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate3.48%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202148985.89%3.48%
202071483.19%5.74%
201960183.86%8.49%
201863784.46%7.22%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1996

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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