Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$435M
Total Deposits
$384M
Net Loans
$280M
Net Income
$1M
ROA
1.04%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.46%
Risk-Based Capital
13.24%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 135 | 91.11% | 2.22% |
| 2023 | 162 | 96.3% | 0.62% |
| 2022 | 187 | 96.79% | 1.07% |
| 2021 | 359 | 97.77% | 0.28% |
| 2020 | 362 | 93.37% | 2.49% |
| 2019 | 146 | 93.15% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2021 | Satisfactory | Small Bank |
| Jul 2015 | Satisfactory | Small Bank |
| May 2009 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1994
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Total Branches
2
Branch Deposits
$306M
1-Year Change
0
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Preview:
| 2018 | 185 | 91.89% | 3.24% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red