Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.5B
Total Deposits
$2.0B
Net Loans
$1.6B
Net Income
$7M
ROA
1.10%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.37%
Risk-Based Capital
13.52%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 1,086 | 82.14% | 11.05% |
| 2022 | 1,582 | 80.47% | 8.91% |
| 2021 | 1,713 | 79.63% | 8.99% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2025 | Satisfactory | Large Bank |
| Dec 2022 | Satisfactory | Large Bank |
| Oct 2019 | Satisfactory | Large Bank |
3 previous ratings locked — back to 2010
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Total Branches
45
Branch Deposits
$2.0B
1-Year Change
-1
5-year net change: +6 branches
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