Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$9.9B
Total Deposits
$8.2B
Net Loans
$7.9B
Net Income
$37M
ROA
1.47%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.18%
Risk-Based Capital
15.44%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 3,937 | 63.53% | 23.93% |
| 2023 | 4,594 | 63.04% | 23.68% |
| 2022 | 5,693 | 68.91% | 17.39% |
| 2021 | 6,744 | 72.29% | 12.41% |
| 2020 | 6,690 | 67.22% | 12.78% |
| 2019 | 5,412 | 70.33% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2025 | Satisfactory | Large Bank |
| Sep 2022 | Satisfactory | Large Bank |
| Oct 2018 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1993
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Total Branches
74
Branch Deposits
$8.0B
1-Year Change
+1
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| 14.95% |
| 2018 | 3,916 | 68.56% | 15.19% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red