Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$809M
Total Deposits
$717M
Net Loans
$543M
Net Income
$3M
ROA
1.44%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.67%
Risk-Based Capital
17.09%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 313 | 77.32% | 9.58% |
| 2022 | 511 | 77.5% | 10.37% |
| 2021 | 918 | 84.1% | 8.39% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Intermediate Small Bank |
| Jul 2022 | Satisfactory | Intermediate Small Bank |
| Jul 2019 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1992
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Total Branches
21
Branch Deposits
$684M
1-Year Change
0
5-year net change: +2 branches
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