Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$644M
Total Deposits
$570M
Net Loans
$578M
Net Income
$554K
ROA
0.34%
Below avg for Small banks. Peer avg: 0.44%
ROE
3.27%
Risk-Based Capital
14.31%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 8 | 87.5% | 0.00% |
| 2021 | 52 | 80.77% | 3.85% |
| 2020 | 27 | 100% | 0.00% |
| 2019 | 40 | 75% | 10.00% |
| 2018 | 58 | 87.93% | 8.62% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2025 | Satisfactory | Intermediate Small Bank |
| Jan 2022 | Outstanding | Small Bank |
| Feb 2019 | Outstanding | Small Bank |
3 previous ratings locked — back to 2002
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Total Branches
3
Branch Deposits
$539M
1-Year Change
0
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