Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.9B
Total Deposits
$1.7B
Net Loans
$1.3B
Net Income
$4M
ROA
0.79%
Below avg for Community banks. Peer avg: 0.90%
ROE
10.33%
Risk-Based Capital
13.91%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 266 | 72.56% | 14.29% |
| 2023 | 277 | 68.23% | 15.52% |
| 2022 | 243 | 78.19% | 11.11% |
| 2021 | 458 | 77.73% | 10.04% |
| 2020 | 602 | 68.11% | 13.46% |
| 2019 | 350 | 68.57% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2026 | Satisfactory | Large Bank |
| Oct 2022 | Satisfactory | Large Bank |
| Jul 2019 | Satisfactory | Large Bank |
3 previous ratings locked — back to 2011
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Total Branches
13
Branch Deposits
$1.7B
1-Year Change
0
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| 16.86% |
| 2018 | 350 | 73.71% | 16.86% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red