This institution is no longer active
Operations ceased on August 18, 2011. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$47M
Total Deposits
$46M
Net Loans
$36M
Net Income
$-739K
ROA
-3.11%
Below avg for Small banks. Peer avg: 0.44%
ROE
-126.50%
Risk-Based Capital
2.85%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2011 | Needs to Improve | Small Bank |
| Oct 2006 | Satisfactory | Small Bank |
| Dec 2001 | Satisfactory | Small Bank |
1 previous rating locked — back to 1997
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County
Established
Total Assets