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This institution is no longer active

Operations ceased on August 18, 2011. CRA examination history below reflects the period it was active.

PUBLIC SAVINGS BANK

HUNTINGDON VALLEY, PA · Supervised by FDIC

Est. 1984FDIC #34,130RSSD: FDIC-34130
Needs to Improve Down

Current rating · Exam: July 2011

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -3.11%

Institution Profile

FDIC BankFind

Address

2755 Philmont Avenue, HUNTINGDON VALLEY, PA

County

Montgomery County

Established

January 1, 1984

Total Assets

$47M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

July 1, 2011

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2011Call Report / FDIC

Total Assets

$47M

Total Deposits

$46M

Net Loans

$36M

Net Income

$-739K

ROA

-3.11%

ROE

-126.50%

Risk-Based Capital

2.85%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

3 previous ratings locked — dating back to 1997

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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