Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$662M
Total Deposits
$579M
Net Loans
$425M
Net Income
$3M
ROA
1.93%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.93%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 318 | 76.73% | 9.43% |
| 2023 | 327 | 65.14% | 14.37% |
| 2022 | 375 | 68% | 8.80% |
| 2021 | 579 | 72.54% | 10.88% |
| 2020 | 665 | 70.38% | 12.33% |
| 2019 | 398 | 66.83% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Satisfactory | Intermediate Small Bank |
| Jul 2022 | Satisfactory | Intermediate Small Bank |
| Jan 2019 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1991
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
11
Branch Deposits
$541M
1-Year Change
+1
5-year net change: +1 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/ps-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 379 | 67.81% | 13.98% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red