This institution is no longer active
Operations ceased on November 5, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$827M
Total Deposits
$401M
Net Loans
$537M
Net Income
$-8,529K
ROA
-1.18%
Below avg for Small banks. Peer avg: 0.44%
ROE
-9.87%
Risk-Based Capital
20.55%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 117 | 56.41% | 12.82% |
| 2020 | 192 | 46.35% | 23.96% |
| 2019 | 152 | 44.08% | 31.58% |
| 2018 | 96 | 48.96% | 23.96% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2021 | Satisfactory | Intermediate Small Bank |
| Jun 2019 | Needs to Improve | Intermediate Small Bank |
| May 2016 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2006
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Established
Total Assets