PHOENIXVILLE, PA · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$654M
Total Deposits
$559M
Net Loans
$488M
Net Income
$1M
ROA
0.71%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.12%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 106 | 79.25% | 8.49% |
| 2023 | 156 | 80.77% | 8.97% |
| 2022 | 171 | 80.7% | 5.85% |
| 2021 | 216 | 83.8% | 4.17% |
| 2020 | 215 | 86.98% | 3.26% |
| 2019 | 137 | 83.21% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Intermediate Small Bank |
| Feb 2021 | Satisfactory | Intermediate Small Bank |
| Dec 2017 | Satisfactory | Intermediate Small Bank |
Exam dates and details are paywalled
Total Branches
7
Branch Deposits
$541M
1-Year Change
0
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Preview:
| 2018 | 99 | 87.88% | 2.02% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red