🏦Bank Scorer

This institution is no longer active

Operations ceased on July 1, 2024. CRA examination history below reflects the period it was active.

PEOPLESBANK, A CODORUS VALLEY COMPANY

YORK, PA · Supervised by FDIC

Est. 1934FDIC #13,879RSSD: FDIC-13879
Part ofCODORUS VALLEY BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: July 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.53%

Institution Profile

FDIC BankFind

Address

109 Leaders Heights Rd, YORK, PA

County

York County

Established

January 25, 1934

Total Assets

$2.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2022

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jul 2026(based on asset size)

Financial Snapshot

As of Q2 2024Call Report / FDIC

Total Assets

$2.2B

Total Deposits

$2.0B

Net Loans

$1.7B

Net Income

$6M

ROA

0.53%

ROE

5.00%

Risk-Based Capital

15.88%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate21.57%Peer avg: 9.91%▼ Below avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202435768.35%21.57%
202376675.85%14.88%
202296677.23%11.28%
20211,27982.41%10.01%
20201,38684.49%8.44%
20191,00981.86%9.02%
20181,08679.56%9.85%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

11 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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