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This institution is no longer active

Operations ceased on October 13, 1999. CRA examination history below reflects the period it was active.

PENNSYLVANIA SAVINGS BANK

PHILADELPHIA, PA · Supervised by FDIC

Est. 1938FDIC #30,032RSSD: FDIC-30032
Part ofPSB BCORP INC→ View all charters
Outstanding Up

Current rating · Exam: February 1999

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.77%

Institution Profile

FDIC BankFind

Address

11 Penn Center, 1835 Market Street, Suite 2601, PHILADELPHIA, PA

County

Philadelphia County

Established

November 1, 1938

Total Assets

$181M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1999Call Report / FDIC

Total Assets

$181M

Total Deposits

$140M

Net Loans

$97M

Net Income

$1M

ROA

0.77%

ROE

5.78%

Risk-Based Capital

28.28%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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