This institution is no longer active

Operations ceased on May 26, 2009. CRA examination history below reflects the period it was active.

PENNSYLVANIA BUSINESS BANK

PHILADELPHIA, PA · Supervised by FDIC

Est. 1999FDIC #35,071RSSD: FDIC-35071

Part ofNOVA FINANCIAL HOLDINGS INC→ View all charters

Satisfactory Same

Current rating · Exam: July 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.82%

Institution Profile

FDIC BankFind

Address

1819 John F. Kennedy Boulevard, PHILADELPHIA, PA

County

Philadelphia County

Established

March 17, 1999

Total Assets

$116M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2006

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2009Call Report / FDIC

Total Assets

$116M

Total Deposits

$90M

Net Loans

$90M

Net Income

$241K

ROA

0.82%

ROE

6.71%

Risk-Based Capital

10.47%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2001

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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