Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$243M
Total Deposits
$207M
Net Loans
$153M
Net Income
$232K
ROA
0.39%
Below avg for Small banks. Peer avg: 0.44%
ROE
3.10%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 234 | 83.76% | 10.26% |
| 2023 | 219 | 82.65% | 10.50% |
| 2022 | 274 | 81.75% | 9.85% |
| 2021 | 305 | 81.97% | 9.18% |
| 2020 | 315 | 83.17% | 7.94% |
| 2019 | 264 | 83.33% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2022 | Satisfactory | Small Bank |
| Feb 2016 | Satisfactory | Small Bank |
| Nov 2009 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1994
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Total Branches
8
Branch Deposits
$199M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 290 | 89.66% | 5.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red