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This institution is no longer active

Operations ceased on June 10, 2004. CRA examination history below reflects the period it was active.

PATRIOT BANK

POTTSTOWN, PA · Supervised by FDIC

Est. 1905FDIC #28,673RSSD: FDIC-28673
Part ofPATRIOT BANK CORP→ View all charters
Satisfactory Same

Current rating · Exam: June 2001

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.81%

Institution Profile

FDIC BankFind

Address

High & Hanover Streets, POTTSTOWN, PA

County

Montgomery County

Established

January 1, 1905

Total Assets

$1.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2001

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 25 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2004Call Report / FDIC

Total Assets

$1.0B

Total Deposits

$642M

Net Loans

$628M

Net Income

$2M

ROA

0.81%

ROE

9.98%

Risk-Based Capital

11.70%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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