This institution is no longer active

Operations ceased on February 13, 2016. CRA examination history below reflects the period it was active.

METRO BANK

LEMOYNE, PA · Supervised by FDIC

Est. 1985FDIC #26,255RSSD: FDIC-26255

Part ofMETRO BCORP INC→ View all charters

Satisfactory Same

Current rating · Exam: May 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.77%

Institution Profile

FDIC BankFind

Address

1249 Market St, LEMOYNE, PA

County

Cumberland County

Established

June 1, 1985

Total Assets

$2.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2013

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2015Call Report / FDIC

Total Assets

$2.9B

Total Deposits

$2.4B

Net Loans

$2.0B

Net Income

$23M

ROA

0.77%

ROE

8.69%

Risk-Based Capital

13.78%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2010

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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