Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$602M
Total Deposits
$527M
Net Loans
$392M
Net Income
$2M
ROA
1.07%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.52%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 220 | 60.45% | 15.45% |
| 2023 | 287 | 73.17% | 10.80% |
| 2022 | 344 | 66.86% | 11.63% |
| 2021 | 470 | 65.74% | 12.55% |
| 2020 | 473 | 66.38% | 11.84% |
| 2019 | 378 | 66.93% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2024 | Satisfactory | Intermediate Small Bank |
| Sep 2021 | Satisfactory | Intermediate Small Bank |
| Aug 2018 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1992
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Total Branches
12
Branch Deposits
$529M
1-Year Change
0
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| 16.93% |
| 2018 | 403 | 65.51% | 17.62% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red