This institution is no longer active

Operations ceased on February 16, 2024. CRA examination history below reflects the period it was active.

MARS BANK

MARS, PA · Supervised by FDIC

Est. 1900FDIC #7,910RSSD: FDIC-7910

Part ofMARS BCORP INC→ View all charters

Satisfactory Same

Current rating · Exam: February 2023

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.02%

Institution Profile

FDIC BankFind

Address

145 Grand Ave, MARS, PA

County

Butler County

Established

October 16, 1900

Total Assets

$530M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2023

Exam Type

Intermediate Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Feb 2027(based on asset size)

Financial Snapshot

As of Q4 2023Call Report / FDIC

Total Assets

$530M

Total Deposits

$491M

Net Loans

$338M

Net Income

$95K

ROA

0.02%

ROE

0.38%

Risk-Based Capital

13.75%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate9.49%Peer avg: 7.63%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2023	295	77.63%	9.49%
2022	436	79.13%	6.88%
2021	441	87.3%	3.63%
2020	576	82.99%	7.47%
2019	456	78.51%	7.68%
2018	401	79.8%	7.23%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2019

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/2faef8e9-be33-4c16-88e2-9d265af00987"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: