This institution is no longer active
Operations ceased on January 6, 1995. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$343M
Total Deposits
$160M
Net Loans
$118M
Net Income
$836K
ROA
0.29%
Below avg for Small banks. Peer avg: 0.44%
ROE
3.03%
Risk-Based Capital
22.35%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 402 | 87.56% | 2.74% |
| 2020 | 3,135 | 74.07% | 3.70% |
| 2019 | 1,851 | 78.44% | 3.51% |
| 2018 | 1,496 | 77.54% | 5.15% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 1994 | Satisfactory | Not Reported |
| Sep 1993 | Satisfactory | Not Reported |
| Nov 1992 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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Established
Total Assets