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This institution is no longer active

Operations ceased on March 29, 2014. CRA examination history below reflects the period it was active.

LIBERTY SAVINGS BANK, F.S.B.

POTTSVILLE, PA · Supervised by OTS

Est. 1914FDIC #29,247
Satisfactory Same

Current rating · Exam: September 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

21 South Centre Street, POTTSVILLE, PA

County

Schuylkill County

Established

January 1, 1914

Total Assets

$23M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 15, 2008

Exam Type

Small Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202431061.94%22.90%
202319048.42%14.74%
202227269.85%15.44%
20211,40476.85%11.04%
20201,87884.4%8.31%
20191,33383.8%10.80%
20181,46882.9%12.53%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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