This institution is no longer active

Operations ceased on July 24, 1995. CRA examination history below reflects the period it was active.

KNOBLAUCH STATE BANK

READING, PA · Supervised by FDIC

Est. 1992FDIC #33,586RSSD: FDIC-33586

Needs to Improve

Current rating · Exam: April 1994

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -1.18%

Institution Profile

FDIC BankFind

Address

501 Washington Street, READING, PA

County

Berks County

Established

April 20, 1992

Total Assets

$96M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

April 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1995Call Report / FDIC

Total Assets

$96M

Total Deposits

$87M

Net Loans

$51M

Net Income

$-590K

ROA

-1.18%

ROE

-14.10%

Risk-Based Capital

16.50%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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