This institution is no longer active
Operations ceased on October 23, 2009. CRA examination history below reflects the period it was active.
SHARPSBURG, PA ยท Supervised by FDIC
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$25M
Total Deposits
$21M
Net Loans
$3M
Net Income
$-606K
ROA
-3.28%
Below avg for Small banks. Peer avg: 0.44%
ROE
-23.49%
Risk-Based Capital
61.82%
Above avg for Small banks. Regulatory min: 8%
Total Assets โ Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2008 | Needs to Improve | Small Bank |
| Apr 2003 | Satisfactory | Small Bank |
| Jul 1998 | Satisfactory | Small Bank |
1 previous rating locked โ back to 1995
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Established
Total Assets