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This institution is no longer active

Operations ceased on February 2, 2008. CRA examination history below reflects the period it was active.

KEYSTONE NAZARETH BANK & TRUST COMPANY

BETHLEHEM, PA · Supervised by FDIC

Est. 1925FDIC #28,166RSSD: FDIC-28166
Part ofKNBT BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.68%

Institution Profile

FDIC BankFind

Address

Route 512 And Highland Avenue, BETHLEHEM, PA

County

Northampton County

Established

January 1, 1925

Total Assets

$2.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2006

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2007Call Report / FDIC

Total Assets

$2.9B

Total Deposits

$2.0B

Net Loans

$1.9B

Net Income

$20M

ROA

0.68%

ROE

5.86%

Risk-Based Capital

10.10%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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