This institution is no longer active
Operations ceased on July 25, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.6B
Total Deposits
$1.1B
Net Loans
$1.3B
Net Income
$9M
ROA
1.10%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.77%
Risk-Based Capital
11.04%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,909 | 84.08% | 6.71% |
| 2023 | 2,020 | 83.32% | 7.38% |
| 2022 | 2,091 | 88.52% | 5.02% |
| 2021 | 2,083 | 85.26% | 6.58% |
| 2020 | 2,107 | 89.23% | 4.51% |
| 2019 | 1,914 | 86.05% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Intermediate Small Bank |
| Oct 2020 | Satisfactory | Intermediate Small Bank |
| Oct 2017 | Outstanding | Intermediate Small Bank |
9 previous ratings locked — back to 1993
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Total Branches
17
Branch Deposits
$1.1B
1-Year Change
0
5-year net change: -1 branches
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Preview:
Address
County
Established
Total Assets
| 6.90% |
| 2018 | 1,994 | 85.36% | 6.87% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red