Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$106M
Total Deposits
$76M
Net Loans
$45M
Net Income
$96K
ROA
0.36%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.74%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 52 | 76.92% | 15.38% |
| 2023 | 55 | 80% | 12.73% |
| 2022 | 110 | 85.45% | 9.09% |
| 2021 | 110 | 82.73% | 9.09% |
| 2020 | 117 | 81.2% | 12.82% |
| 2019 | 104 | 84.62% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2021 | Satisfactory | Small Bank |
| Jun 2015 | Satisfactory | Small Bank |
| Jul 2009 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1996
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Total Branches
2
Branch Deposits
$75M
1-Year Change
0
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Preview:
| 2018 | 133 | 74.44% | 17.29% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red