Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$453M
Total Deposits
$415M
Net Loans
$340M
Net Income
$1M
ROA
1.31%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.45%
Risk-Based Capital
11.32%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 229 | 79.48% | 13.97% |
| 2023 | 252 | 76.98% | 16.27% |
| 2022 | 294 | 77.55% | 15.65% |
| 2021 | 235 | 75.32% | 17.87% |
| 2020 | 245 | 74.29% | 14.29% |
| 2019 | 195 | 74.87% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Satisfactory | Small Bank |
| Jul 2018 | Satisfactory | Small Bank |
| Aug 2012 | Satisfactory | Small Bank |
1 previous rating locked — back to 2009
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Total Branches
7
Branch Deposits
$375M
1-Year Change
+1
5-year net change: +2 branches
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Preview:
| 14.87% |
| 2018 | 203 | 68.47% | 20.69% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red