Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$958M
Total Deposits
$708M
Net Loans
$701M
Net Income
$4M
ROA
1.69%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.19%
Risk-Based Capital
15.81%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 169 | 76.33% | 13.61% |
| 2023 | 295 | 82.03% | 8.47% |
| 2022 | 298 | 79.53% | 9.73% |
| 2021 | 280 | 77.14% | 10.71% |
| 2020 | 295 | 71.53% | 16.61% |
| 2019 | 314 | 70.38% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Satisfactory | Intermediate Small Bank |
| Sep 2022 | Satisfactory | Intermediate Small Bank |
| Oct 2019 | Satisfactory | Intermediate Small Bank |
10 previous ratings locked — back to 1993
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Total Branches
7
Branch Deposits
$697M
1-Year Change
0
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Preview:
| 2018 | 470 | 72.98% | 14.89% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red