This institution is no longer active
Operations ceased on August 16, 1993. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$2.6B
Total Deposits
$2.3B
Net Loans
$1.8B
Net Income
$21M
ROA
1.59%
Above avg for Community banks. Peer avg: 0.90%
ROE
19.45%
Risk-Based Capital
12.26%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 46 | 84.78% | 6.52% |
| 2019 | 50 | 68% | 16.00% |
| 2018 | 179 | 70.95% | 18.99% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
This is the only examination on record for this bank.
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County
Established
Total Assets