This institution is no longer active
Operations ceased on July 1, 2024. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.8B
Total Deposits
$1.4B
Net Loans
$1.3B
Net Income
$5M
ROA
0.58%
Below avg for Community banks. Peer avg: 0.90%
ROE
8.02%
Risk-Based Capital
13.54%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 64 | 78.13% | 1.56% |
| 2022 | 520 | 66.54% | 17.69% |
| 2021 | 949 | 70.18% | 14.75% |
| 2020 | 751 | 63.38% | 14.78% |
| 2019 | 578 | 59.86% | 21.97% |
| 2018 | 429 | 61.07% | 26.11% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2022 | Satisfactory | Intermediate Small Bank |
| Jan 2019 | Satisfactory | Intermediate Small Bank |
Exam dates and details are paywalled
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Address
County
Established
Total Assets
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red