Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.5B
Total Deposits
$1.1B
Net Loans
$924M
Net Income
$2M
ROA
0.59%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.82%
Risk-Based Capital
16.00%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 357 | 73.95% | 11.76% |
| 2023 | 401 | 75.56% | 12.97% |
| 2022 | 697 | 80.34% | 8.18% |
| 2021 | 722 | 86.84% | 4.57% |
| 2020 | 712 | 78.65% | 9.97% |
| 2019 | 559 | 79.25% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Large Bank |
| Dec 2020 | Satisfactory | Large Bank |
| Mar 2018 | Satisfactory | Large Bank |
2 previous ratings locked — back to 2011
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Total Branches
19
Branch Deposits
$1.1B
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 497 | 73.24% | 15.09% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red