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This institution is no longer active

Operations ceased on May 6, 2016. CRA examination history below reflects the period it was active.

FIRST CORNERSTONE BANK

KING OF PRUSSIA, PA · Supervised by FDIC

Est. 2000FDIC #35,312RSSD: FDIC-35312
Satisfactory Same

Current rating · Exam: January 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.37%

Institution Profile

FDIC BankFind

Address

1004 West Ninth Avenue, KING OF PRUSSIA, PA

County

Montgomery County

Established

March 20, 2000

Total Assets

$103M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2013

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2016Call Report / FDIC

Total Assets

$103M

Total Deposits

$101M

Net Loans

$49M

Net Income

$-1,149K

ROA

-4.37%

ROE

-180.77%

Risk-Based Capital

5.14%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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