This institution is no longer active

Operations ceased on October 1, 2018. CRA examination history below reflects the period it was active.

FIRST COMMUNITY BANK OF MERCERSBURG

MERCERSBURG, PA · Supervised by FDIC

Est. 1909FDIC #7,609RSSD: FDIC-7609

Part ofMERCERSBURG FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: August 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.24%

Institution Profile

FDIC BankFind

Address

12 South Main Street, MERCERSBURG, PA

County

Franklin County

Established

January 1, 1909

Total Assets

$184M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2016

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 9 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2018Call Report / FDIC

Total Assets

$184M

Total Deposits

$161M

Net Loans

$147M

Net Income

$333K

ROA

0.24%

ROE

2.14%

Risk-Based Capital

18.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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