Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$12.2B
Total Deposits
$10.5B
Net Loans
$9.3B
Net Income
$39M
ROA
1.29%
Above avg for Regional banks. Peer avg: 0.88%
ROE
10.48%
Risk-Based Capital
13.76%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 5,990 | 58.58% | 26.53% |
| 2023 | 8,049 | 57.24% | 26.71% |
| 2022 | 12,544 | 58.32% | 26.87% |
| 2021 | 14,723 | 60.08% | 23.46% |
| 2020 | 14,007 | 58.45% | 22.21% |
| 2019 | 10,417 | 59.34% |
Last 12 Months
43
Since 2018
110
all complaints on record
Monetary Relief
7.3%
% of complaints where company provided monetary relief
Untimely Response
1.8%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2023 | Satisfactory | Large Bank |
| Aug 2020 | Satisfactory | Large Bank |
| Dec 2017 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1993
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
130
Branch Deposits
$10.2B
1-Year Change
+3
5-year net change: -20 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/first-commonwealth-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 20.50% |
| 2018 | 9,460 | 62.58% | 17.94% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red
Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 2 | 1 |
| September 2025 | 5 | 0 |
| October 2025 | 3 | 0 |
| November 2025 | 6 | 0 |
| December 2025 | 2 | 0 |
| January 2026 | 0 | 0 |
| February 2026 | 4 | 0 |
| March 2026 | 5 | 0 |
| April 2026 | 3 | 0 |
| May 2026 | 10 | 0 |
| June 2026 | 1 | 0 |
Data through Jun 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.