This institution is no longer active

Operations ceased on April 15, 2005. CRA examination history below reflects the period it was active.

FIRST AMERICAN BANK OF PENNSYLVANIA

EVERETT, PA · Supervised by FDIC

Est. 1902FDIC #7,495RSSD: FDIC-7495

Part ofSUSQUEHANNA BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: March 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.59%

Institution Profile

FDIC BankFind

Address

140 East Main Street, EVERETT, PA

County

Bedford County

Established

May 14, 1902

Total Assets

$213M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2004

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2005Call Report / FDIC

Total Assets

$213M

Total Deposits

$182M

Net Loans

$156M

Net Income

$854K

ROA

1.59%

ROE

17.81%

Risk-Based Capital

12.62%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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