🏦Bank Scorer

This institution is no longer active

Operations ceased on September 26, 1997. CRA examination history below reflects the period it was active.

FINANCIAL TRUST COMPANY

CARLISLE, PA · Supervised by FDIC

Est. 1902FDIC #2,350RSSD: FDIC-2350
Part ofKEYSTONE FINANCIAL INC→ View all charters
Satisfactory Same

Current rating · Exam: October 1995

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.41%

Institution Profile

FDIC BankFind

Address

1 West High Street, CARLISLE, PA

County

Cumberland County

Established

April 24, 1902

Total Assets

$652M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1997Call Report / FDIC

Total Assets

$652M

Total Deposits

$503M

Net Loans

$438M

Net Income

$5M

ROA

1.41%

ROE

11.70%

Risk-Based Capital

17.33%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1990

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/2b3b7a64-eabf-48d0-a663-6f967814d176"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: