This institution is no longer active
Operations ceased on December 31, 1998. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$916M
Net Loans
$886M
Net Income
$12M
ROA
1.46%
Above avg for Community banks. Peer avg: 0.90%
ROE
16.68%
Risk-Based Capital
12.60%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 278 | 92.81% | 1.08% |
| 2022 | 471 | 92.36% | 1.91% |
| 2021 | 534 | 93.63% | 0.75% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 1998 | Satisfactory | Large Bank |
| Jul 1996 | Satisfactory | Small Bank |
| Mar 1994 | Satisfactory | Not Reported |
1 previous rating locked — back to 1991
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/financial-trust-company" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets