Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$122M
Total Deposits
$96M
Net Loans
$60M
Net Income
$177K
ROA
0.58%
Above avg for Small banks. Peer avg: 0.44%
ROE
2.85%
Risk-Based Capital
48.71%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 80 | 83.75% | 6.25% |
| 2023 | 75 | 88% | 5.33% |
| 2019 | 61 | 95.08% | 4.92% |
| 2018 | 64 | 93.75% | 6.25% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Satisfactory | Small Bank |
| Dec 2019 | Satisfactory | Small Bank |
| Apr 2014 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1999
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Total Branches
1
Branch Deposits
$93M
1-Year Change
0
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