This institution is no longer active
Operations ceased on July 24, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.2B
Total Deposits
$1.5B
Net Loans
$1.8B
Net Income
$6M
ROA
0.57%
Below avg for Community banks. Peer avg: 0.90%
ROE
5.37%
Risk-Based Capital
14.91%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 826 | 72.88% | 13.20% |
| 2023 | 775 | 74.19% | 12.39% |
| 2022 | 1,176 | 77.72% | 11.99% |
| 2021 | 1,242 | 75.76% | 7.49% |
| 2020 | 1,445 | 75.92% | 6.02% |
| 2019 | 926 | 74.41% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2024 | Satisfactory | Large Bank |
| Oct 2022 | Needs to Improve | Large Bank |
| Mar 2019 | Satisfactory | Large Bank |
1 previous rating locked — back to 2014
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Total Branches
21
Branch Deposits
$1.5B
1-Year Change
-1
5-year net change: -2 branches
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Preview:
Address
County
Established
Total Assets
| 9.18% |
| 2018 | 896 | 67.86% | 12.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red