Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$452M
Total Deposits
$357M
Net Loans
$377M
Net Income
$2M
ROA
1.74%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.79%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 170 | 85.29% | 7.65% |
| 2023 | 165 | 74.55% | 17.58% |
| 2022 | 160 | 85% | 7.50% |
| 2021 | 138 | 84.06% | 13.04% |
| 2020 | 132 | 76.52% | 11.36% |
| 2019 | 144 | 71.53% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2025 | Satisfactory | Small Bank |
| Nov 2022 | Satisfactory | Small Bank |
| Sep 2019 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1993
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Total Branches
3
Branch Deposits
$334M
1-Year Change
0
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Preview:
| 2018 | 134 | 71.64% | 18.66% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red