This institution is no longer active
Operations ceased on November 30, 2019. CRA examination history below reflects the period it was active.
DOWNINGTOWN, PA · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 171 | 57.89% | 23.98% |
| 2018 | 238 | 59.66% | 22.27% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2016 | Satisfactory | Intermediate Small Bank |
| Feb 2014 | Satisfactory | Intermediate Small Bank |
| Feb 2011 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1991
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