This institution is no longer active

Operations ceased on February 29, 2016. CRA examination history below reflects the period it was active.

CRESSON COMMUNITY BANK

CRESSON, PA · Supervised by FDIC

Est. 1919FDIC #28,134RSSD: FDIC-28134

Satisfactory

Current rating · Exam: June 2014

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.41%

Institution Profile

FDIC BankFind

Address

700 Second Street, CRESSON, PA

County

Cambria County

Established

January 1, 1919

Total Assets

$59M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2014

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2015Call Report / FDIC

Total Assets

$59M

Total Deposits

$51M

Net Loans

$19M

Net Income

$244K

ROA

0.41%

ROE

3.34%

Risk-Based Capital

37.28%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/6f4cd261-8d8e-431a-aed1-f35b9cb4b138"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: