This institution is no longer active

Operations ceased on September 9, 1992. CRA examination history below reflects the period it was active.

CRATER BANK

CENTRAL POINT, OR · Supervised by FDIC

Est. 1977FDIC #22,402RSSD: FDIC-22402

Satisfactory

Current rating · Exam: May 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.02%

Institution Profile

FDIC BankFind

Address

475 East Pine Street, CENTRAL POINT, OR

County

Jackson County

Established

January 14, 1977

Total Assets

$18M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 12, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1992Call Report / FDIC

Total Assets

$18M

Total Deposits

$16M

Net Loans

$8M

Net Income

$92K

ROA

1.02%

ROE

10.33%

Risk-Based Capital

16.88%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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