This institution is no longer active
Operations ceased on October 21, 1998. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$28M
Total Deposits
$25M
Net Loans
$22M
Net Income
$212K
ROA
0.99%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.06%
Risk-Based Capital
22.77%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2018 | 37 | 64.86% | 32.43% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 1996 | Outstanding | Small Bank |
| Jun 1994 | Outstanding | Not Reported |
Exam dates and details are paywalled
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Established
Total Assets