Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$472M
Total Deposits
$423M
Net Loans
$351M
Net Income
$639K
ROA
0.55%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.76%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 417 | 73.14% | 18.71% |
| 2023 | 386 | 79.79% | 10.36% |
| 2022 | 551 | 77.31% | 7.44% |
| 2021 | 633 | 82.62% | 6.64% |
| 2020 | 371 | 89.76% | 6.47% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2025 | Satisfactory | Intermediate Small Bank |
| Nov 2022 | Satisfactory | Intermediate Small Bank |
| Jun 2019 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1994
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Total Branches
8
Branch Deposits
$407M
1-Year Change
-1
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