This institution is no longer active

Operations ceased on September 9, 1997. CRA examination history below reflects the period it was active.

COMMONWEALTH SAVINGS BANK

NEWTOWN, PA · Supervised by OTS

Est. 1987FDIC #26,930

Outstanding Same

Current rating · Exam: March 1994

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

Friends Land And Route 332, NEWTOWN, PA

County

Bucks County

Established

April 8, 1987

Total Assets

$137M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 10, 1994

Exam Type

Assessment Factor

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	2,600	59.35%	23.35%
2023	2,789	64.4%	22.23%
2022	2,997	62.16%	25.16%
2021	3,236	66.81%	19.50%
2020	3,325	61.95%	20.84%
2019	2,039	67.04%	18.88%
2018	1,971	65.6%	22.78%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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