This institution is no longer active

Operations ceased on April 15, 2005. CRA examination history below reflects the period it was active.

CITIZENS BANK OF SOUTHERN PENNSYLVANIA

GREENCASTLE, PA · Supervised by FDIC

Est. 1901FDIC #7,796RSSD: FDIC-7796

Part ofSUSQUEHANNA BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: December 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.34%

Institution Profile

FDIC BankFind

Address

35 Noth Carlisle Street, GREENCASTLE, PA

County

Franklin County

Established

May 15, 1901

Total Assets

$252M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2002

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2005Call Report / FDIC

Total Assets

$252M

Total Deposits

$217M

Net Loans

$148M

Net Income

$833K

ROA

1.34%

ROE

18.94%

Risk-Based Capital

12.60%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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