Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.2B
Total Deposits
$2.6B
Net Loans
$2.4B
Net Income
$616K
ROA
0.08%
Below avg for Community banks. Peer avg: 0.90%
ROE
0.71%
Risk-Based Capital
13.49%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,079 | 73.03% | 11.58% |
| 2023 | 1,120 | 77.95% | 12.32% |
| 2022 | 1,333 | 82.15% | 9.30% |
| 2021 | 1,345 | 82.08% | 8.40% |
| 2020 | 1,710 | 82.51% | 7.37% |
| 2019 | 1,148 | 84.84% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2022 | Satisfactory | Large Bank |
| Apr 2019 | Satisfactory | Large Bank |
| Nov 2015 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1990
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Total Branches
28
Branch Deposits
$2.1B
1-Year Change
-1
5-year net change: +1 branches
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Preview:
| 7.93% |
| 2018 | 917 | 83.86% | 9.16% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red