This institution is no longer active
Operations ceased on February 1, 2023. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$905M
Net Loans
$962M
Net Income
$12M
ROA
1.14%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.15%
Risk-Based Capital
13.28%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 152 | 80.26% | 8.55% |
| 2021 | 283 | 79.86% | 8.83% |
| 2020 | 273 | 76.56% | 11.72% |
| 2019 | 200 | 74% | 12.00% |
| 2018 | 194 | 72.16% | 14.43% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2021 | Satisfactory | Intermediate Small Bank |
| Apr 2019 | Satisfactory | Intermediate Small Bank |
| Mar 2016 | Satisfactory | Small Bank |
1 previous rating locked — back to 2010
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Address
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Established
Total Assets